You always have the choice to just keep your Note 7 and continue using it as you like. However, unless we get some kind of diagnostic tool or lookup system to verify whether or not the device in hand may be faulty, this is not a risk anyone should take.
At first it seemed the problem was due to people using incompatible chargers. However, if Samsung performed testing and determined it was serious enough to support a global recall, there is likely a serious issue here that should not be taken lightly.
I returned mine to T-Mobile today and will wait until the air clears on the Note 7 before making a future purchase decision. For $928, I am not willing to risk burning down my house or harming others with a possible, although highly unlikely, battery explosion.